Business Insurance | Public Liability Insurance | Employers Liability Insurance

Public liability insurance is a key business insurance cover, it is available to protect you if someone is injured or their property is damaged because of your business.

Professional indemnity insurance is a vital consideration for all businesses that give advice or offer professional services to other businesses. It covers you in the event that you are found to give improper advice that causes financial loss to a client.

Employers’ liability insurance is there for you if you have employees, contractors, casual workers or temporary staff. You’re required by law to take this cover out. It covers you for claims from your employees who’ve been injured or become seriously ill as a result of working for you.


Additional Covers

You also have the option of protecting your business premises withbuildings insurance. This covers the buildings you own and use for business against disasters like fire and flood, very similar to your normal residential home insurance.

In addition, contents insurance protects items you own or for which you’re responsible, while they’re on your business premises. You’ll be insured against damage, destruction, loss, and theft, and your cover will pay for repair or replacements where necessary. You can insure items such as Stock, Stock in transit, and Money.

Fixtures & fittings cover protects permanent items such as shelving, counters, and fixed display cases. You should remember that these are separate from the items covered by your contents insurance.

If something unforeseen happens, for example because of fire or flood, business interruption insurance covers you against revenue lost during this period. This can offer vital protection to make sure your business remains stable during this challenging time.

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Why Choose Us

We are the Number 1 reviewed (five star ★★★★★) Insurance Advice company in Belfast and beyond by Google. Contact us today for trusted advice.

We are familiar with the insurance policies for all of the major providers, we lookout for pitfalls and problems on your behalf to find the correct insurance for you.

We offer independent advice, and can find you the best deals available for your circumstances!

Why Buy Business Insurance with The Insurance Clinic?


We work with the Leading UK Providers

We work with the leading UK providers of Life Insurance to bring you high quality options at competitive prices.


We compare the different options available to you

Our Service is simple…. We conduct a price and quality comparison, analysing the benefits of all policies on the market for you, and then we arrange the most suitable policy for you.


We give you advice

This is ideal if you don’t know where to start….we explain all of the different types of Life Insurance policies, and all of the different options available to you, giving you sound advice as to which option is most suitable for you.

Get a Business Insurance Quote

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Data notice:
You consent to us storing and using your name, email address, IP address and phone number for the purposes of responding to your enquiry. For more information please see our privacy policy.

We will never share your information with a 3rd party. We hate spam just as much as you do!

From Our Clients

“Cannot recommend this insurance adviser highly enough. I came across Helmut’s website after searching online, and I am so pleased that I made contact.  I was apprehensive about the options available to me. I explained my financial position to him and he was confident that he could assist me. He found several insurances that I was eligible for, and they were at a considerably different amount than the price comparison sites offered me initially.”

L Cairns

“As a first time buyer I was nervous about the house buying process. Helmut, mortgage advisor belfast at The Mortgage Clinic made the whole thing stress free and was very efficient with every detail. He organised both my mortgage and insurances, providing great mortgage advice and getting the best deals for me. I would like to thank Helmut for being so accommodating when meeting me and so meticulous meaning I didn’t have to worry about anything. I would definitely recommend anyone to use this service”

E. McNamee, Lurgan

“We sourced Helmut Elstner as our mortgage adviser. We were first time buyers and very new to the process. Helmut from The Mortgage Clinic was able to provide the guidance we needed and process all information in our home and at times that suited us. He was always in constant communication and was able to find us the best mortgage deals available in a very short space of time. His advice fee was very reasonable compared to any other mortgage adviser we had met. The mortgage he suggested was perfect for what we needed. The process felt much easier with Helmut on side and proceeded at a great pace. We would advise anyone to use Helmut from The Mortgage Clinic for any mortgage or financial needs, a five star service!”

J&M, Belfast

“I would highly recommend The Mortgage Clinic to anyone. Helmut dealt with my first mortgage and then re-mortgage in a very professional and efficient manner. Dealing with an independent mortgage advisor gave a flexibility to pick tailored product that worked for me. Helmut brought to my attention details I would have never considered and saved me a lot of money and hassle.
I felt well looked after and that my needs were the priority. The best mortgage advisor I have ever came across and I have high confidence in his services.
Thank you !”

Miss E Piasecka